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Employee Benefit Procurement & Management
Finding and procuring benefits challenges
most business owners – it takes time, it is
confusing, and it changes constantly. With
Howard Leasing, you harness the experience and
buying power of a Fortune 500 company.
You gain a staff of benefits specialists
From procurement to management, Howard Leasing
has professionals that focus daily on your
benefits. They continually search for the best
programs and prices. Plus, they are always
available for answering any questions you or
your employees have regarding benefits.
You can offer a full range of employee
benefits
With Howard Leasing, you gain the confidence
that your benefits package is competitive in the
marketplace. Your employees get a full package:
- Management of
employee benefit plans, including COBRA
- Major medical
health plan options
- Dental plan options
- Life insurance
- AD&D, long-term and
short-term disability insurance
- Section 125 pre-tax
benefits plan (allows employees to use pre-tax
dollars for healthcare premiums, dependent care
expenses and unreimbursed medical expenses)
- Retirement
programs, including 401 (k), ROTH IRA and
pension plans
- Employee Discount
Programs
- Credit Union
- Accident, Cancer,
Critical Illness Insurance
Howard Leasing enables you
to provide all the benefits your employees want
and to provide them with minimal effort.
Employee Benefit Issues
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Your
Current Situation |
With
Howard Leasing |
- Shop For
Health Insurance
- Evaluate
PPO, HMO, POS or Indemnity
- Shop for
Dental Insurance
- Shop for
Life Insurance
- Shop for
Disability Insurance
- Review
Insurance Company Performance
- Establish
Employee Participation Policy
- Administer
Employee Participation
- Set Up Each
Employee Deduction
- Shop for
Retirement Plan
- Pay to have
Retirement Plan Document Written
- Pay to have
Retirement Plan Document Approved
- Pay to have
Retirement Plan administered
- Offer
Participation to Each eligible Employee
- Enroll
Participating Employees into Section 125
Plan
- Set Up
Employees Section 125 Payroll Deductions
- Prepare &
File IRS 5500 Form for Retirement Plan
- Prepare &
File IRS 5500 From for Section 125 Plan
- Administer
& Remain in Compliance with COBRA
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- Choose a Benefit Plan
- Call Howard
Leasing for any Questions
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Benefit Plans and
Management Detail of Services
- Design employee benefits program
- Provide Major Medical, dental, vision life,
AD&D and COBRA
- Provide long and short term disability
- Provide flexible benefits plan (pre-tax
Section 125)
- Dependent care reimbursement
- Medical and dental reimbursement
- Prepare benefit handbook and coordinate
- Annual orientations, enrollments, and
Inquiries
- Maintain benefit plan and conduct enrollments,
inquiries, discrimination testing and
utilization review
- Help employees with medical claims
- Administer 401(k) Plan
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